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The Art of Investment

Crafted with precision from €25, this is not speculation but impact — created to transcend traditional returns.

Discover Investment
 The Process
EJUMA Investment

Investment Collection

Each investment is a harmonious blend of impact, returns, and transparency.

Community Bond

12–36 months

Fixed-rate note that funds working capital and production. Principal repaid at maturity; interest paid quarterly.

Minimum
100 €
Target
8% p.a.
Payout
quarterly
Liquidity
Fixed term
Select

Trailer Note (Asset-backed)

18–36 months

Fractional financing of cargo trailers placed with riders. Returns come from trailer rental income; principal amortizes monthly.

Minimum
250 €
Target
10% p.a.
Payout
monthly
Liquidity
Fixed term
Continue

Revenue Share (Micro)

Rolling (cancel anytime)

Small recurring contributions pooled into a rider fund; monthly distribution pro-rata against realized operating surplus.

Minimum
25 €
Target
9% p.a.
Payout
variable
Liquidity
Flexible
Select

Calculate Your Impact

Simple, illustrative mathematics — not a guarantee. Fees, defaults, taxes and FX can change outcomes.

Minimum 250 €

Typical: 12–36

Target APR
10%
Est. Monthly
4 €
Est. Annual
50 €
Total (24 mo)
100 €

Not an offer of securities. Targets ≠ guarantees. Subject to KYC/AML and local regulations.

Where Your Money Goes

  • Buy/build/maintain trailers placed with vetted riders
  • Onboarding & safety gear for riders
  • Technology, tracking and customer support
  • Buffer for repairs, insurance and downtime

Impact Snapshot

Every trailer supports livelihoods (riders & small shops), increases delivery capacity and reduces failed trips.

The Process

Four steps to impact investment.

  1. Step 1

    Sign up & verify

    Create an account, complete KYC/AML, link payout (SEPA, Mobile Money, or stablecoin).

  2. Step 2

    Choose a plan

    Pick Community Bond, Trailer Note, or Revenue Share. Start from 25 €.

  3. Step 3

    Fund

    Transfer via SEPA, card, or Mobile Money. Allocated to active trailers or working capital.

  4. Step 4

    Monitor & receive payouts

    Track performance in dashboard. Payouts monthly or quarterly per plan.

What You Can Monitor

Complete transparency into your investment performance and impact.

Income & Payouts

Accrued income, next payout date, statements (CSV/PDF), and annual tax summary.

Accrued this month38 €
Next payout30th
Lifetime payouts412 €

Trailer Performance

Utilization %, days active, km traveled, maintenance events, rider rating.

  • Utilization (30d): 58%
  • Trips (30d): 126
  • Downtime: 2 days (maintenance)

Impact Metrics

Riders supported, deliveries enabled, local jobs touched.

  • Riders supported: 3
  • Deliveries enabled (30d): 410
  • Shops served: 22

Live data comes from rider apps, trackers and ERP.

Payouts — Simple and Transparent

Clear schedules, multiple methods, full control.

Schedule & Methods

Payout Schedule

  • Trailer Note: monthly distributions (amortizing principal + income)
  • Community Bond: quarterly interest; principal at maturity
  • Revenue Share: monthly variable based on realized surplus

Payment Methods

  • SEPA transfers (EUR)
  • Mobile Money (e.g., MTN Ghana)
  • Stablecoin (USDC) — optional, on request

Processing fees and FX (if any) are shown up front before you confirm a withdrawal.

Your Controls

  • Set a minimum payout threshold (e.g., €25) to reduce bank fees
  • Toggle auto-withdraw monthly/quarterly or keep funds in wallet
  • Reinvest into new Trailer Notes with one click
  • Download statements (CSV/PDF) for your records

Ready to start with 500 €?

Create your account, complete KYC, and choose a plan. You can begin with 25 €.

Open Account Ask a Question View Pitch Deck Investment Deck

Frequently Asked

Clear answers to important questions.

Is this safe and regulated?

We operate KYC/AML and use standardized agreements. Public offerings to retail may be facilitated through a licensed European crowdfunding provider (ECSPR) or via local exemptions, depending on your country. Some products may only be available in certain regions.

Can I withdraw anytime?

Revenue Share can be cancelled anytime. Bonds and Trailer Notes are term-based; you receive scheduled payouts and principal per contract. Early exits may be possible via a bulletin board if available.

Taxes?

We provide annual summaries, but you remain responsible for your tax filings. Please consult a tax advisor in your country.

Minimums and fees?

Minimums: €25–€250 depending on plan. Any platform, payment, or FX fees are shown transparently before you commit.

Disclaimer: Information only; not an offer or solicitation. Targets are not guarantees, and your capital is at risk. Availability depends on your jurisdiction and product type.